Money & Exchange

1. Bu nə qədərdir?

   Bu nə qə-dər-dir?

   How much is this?

   Usage

   Asking the price of an item

   Grammar Note

   "Nə qədər" = Turkish "ne kadar". Currency: Azerbaijani manat (AZN); 1 manat = 100 qəpik.

2. Pul köçürməsi etmək istəyirəm

   Pul kö-çür-mə-si et-mək is-tə-yi-rəm

   I want to make a money transfer

   Usage

   Requesting a money transfer at a bank or exchange office

   Grammar Note

   "Köçürmək" = to transfer/move. Western Union and MoneyGram are widely available in Baku for international transfers.

3. Valyuta mübadiləsi haradadır?

   Val-yu-ta mü-ba-di-lə-si ha-ra-da-dır?

   Where is the currency exchange?

   Usage

   Asking for the location of a currency exchange

   Grammar Note

   Baku has many "mübadilə məntəqəsi" (exchange points). Rates in the city center are usually better than at the airport.

4. Kartla ödəyə bilərəmmi?

   Kart-la ö-də-yə bi-lə-rəm-mi?

   Can I pay by card?

   Usage

   Asking if card payment is accepted

   Grammar Note

   Instrumental "-la/-lə" = "with/by means of". Visa/Mastercard accepted at major Baku stores; cash needed in markets and rural areas.

5. Hesab, xahiş edirəm

   He-sab, xa-hiş e-di-rəm

   The bill, please

   Usage

   Asking for the bill at a restaurant

   Grammar Note

   "Hesab" from Arabic "ḥisāb" (calculation), cognate with Turkish "hesap". "Xahiş edirəm" = "I request" from Persian "khāhish".

6. ATM haradadır?

   ATM ha-ra-da-dır?

   Where is the ATM?

   Usage

   Asking for the nearest ATM

   Grammar Note

   ATMs are also called "bankomat" (from Russian). International-card ATMs are plentiful in Baku but rare in rural areas.

7. Qiymət çox baha deyilmi?

   Qiy-mət çox ba-ha de-yil-mi?

   Isn't the price too expensive?

   Usage

   Gently questioning whether the price is too high

   Grammar Note

   "Baha" from Persian "bahā" (value). "Deyilmi?" (isn't it?) = a rhetorical tag question expressing mild surprise.

8. Xırda pul varmı?

   Xır-da pul var-mı?

   Do you have change / small bills?

   Usage

   Asking if someone has change or smaller denomination bills

   Grammar Note

   "Xırda pul" = small change. "Xırdası varmı?" (Do you have change for it?) is a shorter colloquial alternative.

9. Məbləğ neçədir?

   Məb-ləğ ne-çə-dir?

   What is the total amount?

   Usage

   Asking for the total amount to be paid

   Grammar Note

   "Məbləğ" from Arabic "mablaġ" (amount). "Neçə" (how many) = Turkish "kaç" for asking quantities.

10. Qəbz istəyirəm

    Qəbz is-tə-yi-rəm

    I want a receipt

    Usage

    Requesting a receipt after a purchase

    Grammar Note

    "Qəbz" from Arabic "qabḍ" (receipt/acceptance). For business travel, ask for "rəsmi qəbz" (official receipt).

11. Depozit

    Deposit

    Usage

    A refundable deposit paid when checking into a hotel or renting equipment.

12. Pulun qaytarılması

    Refund

    Usage

    Use when asking to get money back.

13. Girov

    Security deposit

    Usage

    A more formal term for a security deposit, e.g. for contracts.

14. Ön ödəniş

    Prepayment

    Usage

    Use when referring to payment made in advance.

15. Əlavə ödəniş

    Extra charge

    Usage

    Use when referring to an additional fee charged afterward.

16. Xidmət haqqı

    Service fee

    Usage

    Use when referring to a fee charged for a procedure or service.

17. Nağd pul

    Cash

    Usage

    Indicate you are paying in cash; the currency is the manat (AZN). Azerbaijani says "nağd", not Turkish "nakit"

18. Kredit kartı

    Credit card

    Usage

    Indicate you want to pay by card; small shops and markets are often cash-only

19. Ayrı-ayrı

    Separately (split the bill)

    Usage

    Ask for separate bills; in a strongly hospitality-minded culture, expect your host to insist on paying

20. Hamısı bir hesaba

    All on one bill

    Usage

    Show this when you are paying for everyone at once

21. Qalıq pul

    Change (money back)

    Usage

    Ask for your change; "Qalığı verin" = give me the change. Small coins for breaking a note are "xırda pul", a different sense

22. Çox bahadır

    That's too expensive

    Usage

    State plainly that a price is too high; haggling is expected at markets, so this is not rude

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